Get a Shed Now, Pay Over Time
Banner Buildings offers rent-to-own on every delivered building we sell — aluminum sheds, custom wood sheds, carports, garages, and gazebos. Buildings built on site are not eligible for rent-to-own; financing is still available. Your down payment is equal to the delivery fee for your building, choose a payment term, and we deliver it to your property. No traditional credit check. No early payoff penalty.
If you need a storage building but do not want to pay for it all at once, rent-to-own is a straightforward way to get it on your property now and pay as you go.
Our 3D designer shows your estimated rent-to-own payment as you design your wood or aluminum shed.
How Rent-to-Own Works
Three steps from inquiry to a building sitting on your property.
Choose Your Building
Pick from aluminum sheds, custom wood sheds, carports, garages, or gazebos. Any delivered building we sell is available on a rent-to-own agreement. Buildings built on site are not eligible. Tell us what you need and we will price it out.
Set Up Your Agreement
Your down payment is equal to the delivery fee for your building, typically $250–$450 depending on size. Choose a term of 36, 48, or 60 months. No traditional credit check.
We Deliver and Install
We deliver the building to your property, place it where you want it, and level it. You start making payments. When the term is up — or whenever you pay it off early — the building is yours.
Rent-to-Own Terms
Here is what the agreement actually looks like. No fine print surprises.
Down Payment
Down payment equal to the delivery fee for your building (typically $250–$450, depending on size)
Term Lengths
36, 48, or 60 months
Credit Check
None required
Early Payoff
No penalty — pay off early and save on remaining payments
Available On
All aluminum sheds, custom wood sheds, carports, garages, and gazebos
Who Qualifies
No traditional credit check -- approval is based on your ability to cover the down payment and monthly amount
Why Rent-to-Own Makes Sense
Rent-to-own is not for everyone, but for a lot of customers it is the right call. Here is why.
No Large Upfront Cost
You get the storage space or covered parking you need without pulling a large sum from savings. A down payment equal to the delivery fee gets a building on your property the same week.
No Traditional Credit Check
Your credit history does not factor into the agreement -- rent-to-own does not require a traditional credit check. The down payment and monthly amount are what matter.
Flexible Terms
Choose a payment length that works for your budget. A longer term means a lower monthly payment. A shorter term means you pay less overall. Pay it off early at any point with no penalty.
Rent-to-Own Sheds Near You
Rent-to-own is available on buildings delivered anywhere in our delivery area around Columbus, including East Alabama.
Rent-to-Own Questions
Do I need good credit to rent-to-own a shed?
How much is the down payment?
How long are the rent-to-own terms?
Can I pay off my shed early?
Which buildings qualify for rent-to-own?
Is rent-to-own the same as financing?
Do you offer rent-to-own in Alabama?
How can I see my monthly payment?
Ready to Get Started?
Call us or fill out the form below. Tell us what building you are interested in and where you need it delivered. We will go over the down payment, monthly payment, and term options — no pressure, just numbers.
Further Reading